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Posted on Friday, February 03, 2012 11:36 AM
When the Obama administration rolled out the Home Affordable
Modification Program (HAMP) in 2009, officials estimated 3 to 4 million
borrowers would seek relief from their mortgages through the program amidst the
worst recession and housing market collapse in decades.More than two years later, those projections have proven to be
optimistic, to say the least. According to the Treasury Department, about
700,000 homeowners had sought aid from HAMP through the third quarter of
2011.
That’s a long way from 3
million-plus. |
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Posted on Monday, January 30, 2012 9:35 PM
Jane was not looking forward to going through her parents’
belongings to get their house ready to sell. Their health had been failing for
some time and they finally agreed to move to a retirement community. Now that
they were both comfortably moved into their new apartment, it was up to Jane to
get rid of the things they no longer needed.Her
parents had lived in the same house for more than 50 years, so Jane expected to
find things that should have been tossed out years ago. But she was amazed
to discover 50 years of tax returns and bank statements carefully stored in
boxes in the attic. |
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Posted on Thursday, December 29, 2011 12:36 PM
For
many Americans, overspending seems like a birthright. But, warns
financial advisor and author Leslie Greenman, sooner or later, those bad
spending habits will catch up with you. She explains why we feel
compelled to overspend and provides advice for making 2012 the year you
tighten your purse strings. If you fear you’ll be
ringing in the New Year with a holiday spending hangover, you’re not
alone. In fact, studies show that many Americans will still be paying
off their holiday debt months, and possibly years, after gifts have been
exchanged. |
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Posted on Thursday, December 15, 2011 10:14 PM
To Find Work, You Must Go
Digital, Recruiting Expert SaysThe nation’s unemployment rate may be inching downward, but
the out-of-work figures have remained in the 9.0 to 9.2 percent range since
April 2011, according to Bureau of Labor statistics.
An estimated 32,000
job seekers found work in October, but that still leaves 13.9 million reported
unemployed, which means a lot of people are competing for the same
job.
So how do you stand out in that crowd?
“It used to be that
executives could network their way onto the CEO’s schedule, maybe on the golf
course or a chance meeting at lunch or a ball game,” says Colleen Aylward, a
recruitment strategy expert and author of, |
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Posted on Tuesday, November 29, 2011 9:37 PM
Businessman Reveals How Balancing Giving and Taking
Can Help Make You
Successful
Trying to be successful in a tight marketplace can bring
out the best and the worst in people.
While we all tend to hate being
taken advantage of, we rarely grouse about taking advantage of others if it
benefits us. Joe Scott believes this vicious cycle is what is killing business
and actually hurting our chances for success.
"In life and in business,
there are givers, there are takers and then there are those who balance in
between," said Scott, an entrepreneur who started with a truck and a tool box to
become a successful contractor and real estate developer. |
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Andrea Woroch: Posted on Monday, November 21, 2011 1:21 PM
Furnaces are kicking in across the U.S. as temperatures sink. Alas,
keeping warm comes with a higher sticker price each year, no matter what
type of
heating system you use. According to CNN Money, the average
bill for a home using heating oil is more than $320 per month while gas users fork over $160 monthly. Here are some thoughts on how you could lower your heating bill without freezing your way through the winter. 1. Energy Audit
The first step is to assess any problem areas. Ask if your utility
company provides a free or low-cost energy audit, which will identify
changes you
should make. |
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Posted on Sunday, November 13, 2011 8:56 PM
Million Dollar Listassists high-net worth donors with strategic giving High-net worth individuals and those who advise them have a new tool
for facilitating strategic, informed decisions by current and aspiring
philanthropists. The Million Dollar List: Scaling Philanthropyis a free,
searchable online database that allows advisors and donors to analyze
giving of gifts of $1 million or more to various nonprofit sectors and
geographic regions, helping to inform their giving and increase its
impact. |
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Posted on Thursday, November 10, 2011 7:47 PM
More Americans are paying more of their health-care costs
out of pocket every year because they lack insurance, have higher deductibles
and co-payments, or have chosen a Health Savings Account
plan.There are ways they can save money without
jeopardizing their health and there are steps they should take to ensure they’re
getting the best value for their dollars, says physician Angel M. Garcia
(www.DoNoHarmDrs.com), an internist who
has been in practice for more than 25 years. Garcia, author of |
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Posted on Wednesday, November 09, 2011 10:41 PM
Not to be a Scrooge, but according to the National Retail Federation,
Holiday retail sales are only expected to increase a measly 2.8%. It’s
no surprise considering the state of the economy and instability of the
market. However, the holidays are a time when people want to cherish the
gift-giving season, not the cost of it. MyRegistry.com, the leading universal gift registry,
has come up with a few tips for efficient holiday spending to ensure
that this season we can fully embrace the spirit of gift giving without
emptying our wallets. |
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Posted on Friday, October 14, 2011 6:04 PM
ANALYSIS: AMERICANS WILL SAVE OVER $44 BILLION AT THE PUMP, SHARPLY REDUCE CARBON POLLUTION UNDER HIGHER MPG STANDARDS
Top 20 States for Consumer Benefits Listed: Texas, California and
Florida Do Best for Total Pocketbook Savings; Impact of Higher MPG
Standards Equal to Removing Emissions From 40 Million Vehicles for a
Year.A new analysis by the Natural
Resources Defense Council (NRDC) and the Union of Concerned Scientists
(UCS), which are both members of the Go60MPG.org coalition, shows that
new fuel economy standards announced by the Obama administration to
require automakers to achieve a fleet fuel economy average of 54. |
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