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Economics

Loan Modification is Stressful, So Know Your Options Government’s HAMP Program May Not Be Best for You

When the Obama administration rolled out the Home Affordable Modification Program (HAMP) in 2009, officials estimated 3 to 4 million borrowers would seek relief from their mortgages through the program amidst the worst recession and housing market collapse in decades.
More than two years later, those projections have proven to be optimistic, to say the least. According to the Treasury Department, about 700,000 homeowners had sought aid from HAMP through the third quarter of 2011.

That’s a long way from 3 million-plus.

HOUSE DEMOCRATS TO HOLD PUBLIC HEARING FEB 2 ON ECONOMIC SECURITY


House Democrats will hold a public hearing on Thursday to promote  economic security, highlighting their legislative plans to create good jobs and a strong economy, promote rural recovery and help small businesses.
 
“The development of good jobs and strong family incomes in Georgia is a primary obligation of this state,” said Representative Virgil Fludd. “While Georgia’s families are facing stagnant growth in their wages and a slow economy, our package of legislation will jump-start Georgia’s economy by hiring Georgia workers, demanding the purchase of Georgia-made products and requiring prompt payment on all state contracts.

Former New York City Mayor Rudy Giuliani to Speak at Georgia Southern University



Former New York City Mayor Rudy Giuliani will speak at Georgia Southern University’s Hanner Fieldhouse on Wednesday, March 28 at 7 p.m. The event is free and open to the public.

During Giuliani’s term as mayor of New York, he was credited with the economic turnaround and revitalization of the city. Giuliani’s leadership in the months following the September 11th attacks led him to be dubbed “America’s Mayor” and named Time magazine’s “Person of the Year.” Giuliani also received a knighthood from Great Britain’s Queen Elizabeth II for his efforts.

Why We Overspend--How to Outsmart the Impulse in 2012

For many Americans, overspending seems like a birthright. But, warns financial advisor and author Leslie Greenman, sooner or later, those bad spending habits will catch up with you. She explains why we feel compelled to overspend and provides advice for making 2012 the year you tighten your purse strings.
           If you fear you’ll be ringing in the New Year with a holiday spending hangover, you’re not alone. In fact, studies show that many Americans will still be paying off their holiday debt months, and possibly years, after gifts have been exchanged.

Going Digital to Find Work--Jobless Execs: It’s Time to Dump the Old School

To Find Work, You Must Go Digital, Recruiting Expert Says
The nation’s unemployment rate may be inching downward, but the out-of-work figures have remained in the 9.0 to 9.2 percent range since April 2011, according to Bureau of Labor statistics.

An estimated 32,000 job seekers found work in October, but that still leaves 13.9 million reported unemployed, which means a lot of people are competing for the same job.

So how do you stand out in that crowd?

“It used to be that executives could network their way onto the CEO’s schedule, maybe on the golf course or a chance meeting at lunch or a ball game,” says Colleen Aylward, a recruitment strategy expert and author of,

Winterize Your Home to Save on Energy

Furnaces are kicking in across the U.S. as temperatures sink. Alas, keeping warm comes with a higher sticker price each year, no matter what type of heating system you use. According toCNN Money, the average bill for a home using heating oil is more than $320 per month while gas users fork over $160 monthly.
Here are some thoughts on how you could lower your heating bill without freezing your way through the winter.
1. Energy Audit
The first step is to assess any problem areas. Ask if your utility company provides a free or low-cost energy audit, which will identify changes you should make.

Mayor Kasim Reed to Sign Legislation Enabling Building Permit Reform and Enterprise Fund

Mayor Kasim Reed to Sign Legislation
Enabling Building Permit Reform and Enterprise Fund
 
Mayor Kasim Reed will hold a press conference to discuss the Enterprise Fund for the Atlanta Office of Buildings and Ordinance.  The press conference will be held at City Hall on November 29, 2011 at 9:15 am.  Commissioner James Shelby and Don Rosenthal, Director of the Office of Buildings, Michael Paris, president and CEO of the Council for Quality Growth and John Ferguson, president of the Atlanta Commercial Board of Realtors will also be on hand to discuss the importance of this legislation.

France-Atlanta 2011: An Original Catalyst for French-American Cooperation


 
Inaugurated on October 26, 2011 with a reception bringing together 450 people, in the presence of the Ambassador of France to the United States, the Mayor of Atlanta, the President of Georgia Tech, several elected officials of the Paris region and numerous local figures, the series of events, « France-Atlanta: Together Towards Innovation » animated the Georgia capital for more than two weeks.
 
In total, the Consulate General of France in Atlanta and Georgia Tech presented 15 French-American scientific, business, cultural, and humanitarian events,

Climate scientists and their billionaire backers, like Bill Gates, are trying to turn down the global thermostat - and make money doing it.



 One of the cool things about being Bill Gates is that if
you are curious about something, you can find smart people who will teach
you whatever it is that you want to know. About five years ago Gates decided
that he wanted to learn about climate change, so he arranged for two of the
world's leading climate scientists, David Keith of the University of Calgary
in Alberta, Canada, and Ken Caldeira of the Carnegie Institution, to
organize a series of seminars. Since then, Keith and Caldeira have recruited

Have you ever asked yourself, when is homemade better? Cheaper?



After losing her job as a book editor for Entertainment Weekly, Jennifer Reese set out on an ambitious, often outrageous, culinary journey. Is “doing it yourself” always cheaper? Jennifer had her doubts.

After curing prosciutto, trying to get those crannies in an English muffin, and buying goats to be a better cheesemaker, Jennifer’s kitchen-related experiments yielded some surprising results, which are chronicled in MAKE THE BREAD, BUY THE BUTTER (Free Press; October 18; $24).

MAKE THE BREAD, BUY THE BUTTER tells the often hilarious stories surrounding these kitchen-related experiments and offers a full picture of what is involved in a truly homemade life.